Pensions & Retirement Planning
With the state pension age increasing, savings interest rates at an all time low and inflation reducing the value of cash in real terms, it is important now more than ever to ensure we are making adequate provision for retirement.
As pension freedoms include the freedom to be irresponsible, as well as flexible and creative, all options should be considered with an open mind.
Our initial consultation is free of charge, however long it takes. For your reassurance, we will never levy a charge unless we can demonstrate that we can benefit you in doing so.
Personal Pension Plan
To be eligible to invest in a PPP and receive tax relief an individual must be under 75 years of age.Read more
A lifetime annuity pays a guaranteed income for life from the funds built up in your pension plan.Read more
Flexi Access Drawdown
Drawdown is a way of withdrawing benefits from your pension without purchasing a lifetime annuity.Read more
Pension Death Benefits
It is usually possible to complete a nomination form specifying what you would like to happen on death.Read more
Tax Free Cash (UFPLS) Full Withdrawal
25% of your pension fund may be taken tax free with the balance taxed at your marginal rate.Read more
Tax Free Cash Series of Withdrawals
Taking a series of uncrystallised pension lump sums is effectively a form of phased retirement.Read more
The above is a selection of the more popular products. If you require a factsheet for a product not listed, you are welcome to ask. Simply request a call back or make an enquiry using the facilities above right.
The Financial Conduct Authority does not regulate tax advice. The value of investments can fall as well as rise. You may get back less than you invest