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Junior Individual Savings Account

What is a Junior Individual Savings Account (JISA)?

Junior ISAs (JISAs) became available from 1 November 2011.

Both Cash and Stocks & Shares JISAs are available. Children can hold up to one cash and one stocks and shares JISA at a time (two accounts in total).

  • Stocks & Shares are in the form of either individual shares or bonds, or pooled investments such as open-ended investment companies, unit trusts, investment trusts or life assurance investments.
  • Cash ISA's are usually in the form of a bank or building society savings account.


All UK resident children under the age of 18 who do not have a Child Trust Fund (CTF) are eligible for JISAs. This includes children born before the launch of the CTF (the CTF was available to children born between 1st September 2002 and 2nd January 2011). Anyone with parental responsibility for an eligible child can open a JISA for that child. Eligible children will be able to open JISAs for themselves from age 16.

Find out more in our Junior Individual Savings Account (JISA) Guide

Tell me more about Junior Individual Savings Accounts (JISA's)

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The value of investments can fall as well as rise. You may get back less than you invest.