Call us on 01823 353970

Personal Pension Plan (PPP)

What is a Personal Pension Plan?

Personal Pension Plans (PPP) have been around since mid-1988. They were introduced by the UK government to enable the self-employed, and employees working for companies not operating a group pension scheme, to build up a pension fund for retirement.

Personal Pension Plans are money purchase schemes with contributions receiving tax relief. An employer may contribute to an individual’s Personal Pension Plan and can move with individuals when they change jobs.


To be eligible to invest in a Personal Pension Plan and receive tax relief on personal contributions, an individual investor must be under 75 years of age and resident in the UK (there are some exemptions for individuals who work for the UK Government or have left the UK in the last few years).

Contributions can also be made by your employer or a third party, for example parent or spouse.

Find out more in our Personal Pension Plan Guide

Tell me more about Personal Pension Plans

    Personal Pension Plan from Invest Southwest

    Independent Financial Advice

    Speak to a fully qualified and independent
    Invest Southwest adviser today.

    Call 01823 353970


    Why choose Invest Southwest for your Personal Pension Plan?

    • We have a team of fully qualified and independent financial experts
    • We are highly recommended by our clients
    • We deal with a wide range of products
    • Our initial consultation is FREE

    Call 01823 353970 to find out more

    "Invest Southwest helped me to find the right Pension Plan for my circumstances and provided extensive details on the investments that make up the scheme. I find the annual appraisal very useful to keep on track of my finances. They also helped me switch to a new mortgage so the process was painless and relatively quick."

    Mr. D.

    Independent Pensions Advice

    The Financial Conduct Authority does not regulate tax advice.

    The value of investments can fall as well as rise. You may get back less than you invest.